Advisory services offered through Luminist Capital, a registered investment adviser. Insurance Products offered through Life Financial Wealth Management. Luminist Capital and Life Financial Wealth Management are not affiliated in any way. Luminist Capital may transact business in states where it is appropriately registered, or where it is excluded or exempted from registration. Information presented is for educational purposes only and is not an offer or solicitation for the sale or purchase of any securities or investment advisory services. Investments involve risk and are not guaranteed. Be sure to consult with a qualified financial adviser or a tax professional before implementing any strategy discussed herein.